SSQ is excited to announce the following product and marketing additions in 2019:
E-App Launched
On March 27th, 2019, SSQ launched its paperless and cloud based electronic application. Avoid long underwriting delays and submit your business the digital way, with a form that blocks errors and that’s always up to date!
From July 8 - September 27, 2019 increase your commission by 5% when submitting new business applications for Term life insurance products.
Training materials, including videos, can be found on SSQs electronic application website.
Whole Life: Increased cash values on SSQs Whole LIfe and Term 100
Guaranteed cash values starting at year 10 of the policy*
Guaranteed reduced paid-up values starting at year 10 of the policy*
Competitive Term 100 – one of the best ranking in the industry
Excellent conversion products
Learn more about the changes here.
Download SSQ's Illustration Software
New Simplified Procedure for Non-Smoker Rate Requests:
With the new streamlined questionnaire, eligibility for non-smoker rates is measured with 7 easy questions. This means we no longer require the complete application, along with its detailed medical questionnaire.
To qualify for a non-smoker rate, 12 full months must have elapsed since the last tobacco consumption, including tobacco substitutes such as the electronic cigarette. Marijuana usage does not affect eligibility for a non-smoker rate.
Please note that a urinalysis will be required for all coverages with a face amount over $250,000, and that additional requirements may be required during underwriting.
A selection of 20 managed accounts, 8 index accounts, as well as GIAs with guaranteed interest rates.
Its simplicity means universal life is perfectly tailored to the family market while being accessible to a variety of clients.
Click here for more information on the changes to investment option.
CI Rider:
Whenever a client is accepted standard on life insurance, without a rating or exclusions, they will automatically be offered a Critical Illness Rider upon issuance of the contract, applicable to all our insurance products. The rider offers a $20,000 benefit in case of cancer, stroke or heart attack, without any additional underwriting.
Furthermore, the Critical Illness Rider will once again be offered for Universal Life joint insurance applications.
Combining active and passive management strategies for increased foreign investments while benefiting from active Canadian investments.
What are the advantages for your clients?
Low volatility
Maximum diversification
Better risk-adjusted returns
