IDC WIN

<a href="https://www.assomption.ca/CMSPages/GetFile.aspx?guid=89c2435b-e145-4005-af4c-555fb510f647" rel="nofollow noopener noreferrer" target="_blank">Assumption Underwriting Requirements</a> (Life and CI)

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<a href="https://www.beneva.ca/sites/beneva/files/2022-12/MIND0084A_underwriting_requirements_life_insurance.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting requirements - Life Insurance</a>

<a href="https://www.beneva.ca/sites/beneva/files/2022-12/MIND0085A_underwriting_requirements_critical_illness.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting requirements - Critical Illness</a>

<a href="https://www.beneva.ca/sites/beneva/files/2022-12/MSEL143A_adult_built_chart_life_insurance.pdf" rel="nofollow noopener noreferrer" target="_blank">Adult build chart</a> (Life Only)

<a href="https://www.beneva.ca/sites/beneva/files/2022-12/MIND0277A_Adult_build_chart_critical_illnesses.pdf" rel="nofollow noopener noreferrer" target="_blank">Adult build chart</a> (18-65years) (CI Only)

<a href="https://www.bmo.com/advisor/PDFs/accelerated-underwriting-faq-870e.pdf" rel="nofollow noopener noreferrer" target="_blank">Accelerated Underwriting - FAQs</a>

- <a href="https://www.beneva.ca/sites/beneva/files/2022-12/MIND0084A_underwriting_requirements_life_insurance.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting requirements - Life Insurance</a>
- <a href="https://www.beneva.ca/sites/beneva/files/2022-12/MIND0085A_underwriting_requirements_critical_illness.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting requirements - Critical Illness</a>
- <a href="https://www.beneva.ca/sites/beneva/files/2022-12/MSEL143A_adult_built_chart_life_insurance.pdf" rel="nofollow noopener noreferrer" target="_blank">Adult build chart</a> (Life Only)
- <a href="https://www.beneva.ca/sites/beneva/files/2022-12/MIND0277A_Adult_build_chart_critical_illnesses.pdf" rel="nofollow noopener noreferrer" target="_blank">Adult build chart</a> (18-65years) (CI Only)
- <a href="https://www.bmo.com/advisor/PDFs/accelerated-underwriting-faq-870e.pdf" rel="nofollow noopener noreferrer" target="_blank">Accelerated Underwriting - FAQs</a>

<a href="https://idcwinbig.ca/wp-content/uploads/2023/11/BMO-Underwriting-Guidelines-319E_2023_09_15.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting Guidelines</a> (2023-09-15)

<a href="https://www.bmo.com/advisor/PDFs/fillable_form_431_nf2f_underwriting_guidelines_600e.pdf" rel="nofollow noopener noreferrer" target="_blank">Non Face-to-Face Underwriting Requirements</a>

- <a href="https://idcwinbig.ca/wp-content/uploads/2023/11/BMO-Underwriting-Guidelines-319E_2023_09_15.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting Guidelines</a> (2023-09-15)
- <a href="https://www.bmo.com/advisor/PDFs/fillable_form_431_nf2f_underwriting_guidelines_600e.pdf" rel="nofollow noopener noreferrer" target="_blank">Non Face-to-Face Underwriting Requirements</a>

Canada Life You must be logged into your <a href="https://lifeco.my.site.com/workspace/s/login/?language=en_US&amp;ec=302&amp;startURL=%2Fworkspace%2Fs%2F" rel="nofollow noopener noreferrer" target="_blank">myWorkspace</a> prior to selecting the links below

<a href="https://www.acp.canadalife.com/content/dam/advisors/documents/marketing/insurance/en_ca/life/Accelerated_underwriting_resources_EN.pdf" rel="nofollow noopener noreferrer" target="_blank">Accelerated underwriting limits for life insurance overview</a>

<a href="https://www.acp.canadalife.com/content/dam/advisors/secure/documents/processes/underwriting/en_ca/underwriting-requirements-age-and-amount-table.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting Requirements for life insurance</a> (Oct 10, 2023)

<a href="https://www.acp.canadalife.com/content/dam/advisors/documents/marketing/insurance/en_ca/lb_disability/Disability_insurance_advisor_guide-2781CAN.pdf?_ga=2.130561542.849248029.1685638110-1786391916.1656960046&amp;_gl=1*2x8d4i*_ga*MTc4NjM5MTkxNi4xNjU2OTYwMDQ2*_ga_3N56ECL87X*MTY4NTYzNjU5OS43LjEuMTY4NTYzODEwOS4wLjAuMA..*_ga_NQQJ06746E*MTY4NTYzNjU5OS41LjEuMTY4NTYzODEwOS4wLjAuMA.." rel="nofollow noopener noreferrer" target="_blank">Disability Advisor Guide - refer to pages 57-61 for medical underwriting info</a> (Nov 2022)

- <a href="https://www.acp.canadalife.com/content/dam/advisors/documents/marketing/insurance/en_ca/life/Accelerated_underwriting_resources_EN.pdf" rel="nofollow noopener noreferrer" target="_blank">Accelerated underwriting limits for life insurance overview</a>
- <a href="https://www.acp.canadalife.com/content/dam/advisors/secure/documents/processes/underwriting/en_ca/underwriting-requirements-age-and-amount-table.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting Requirements for life insurance</a> (Oct 10, 2023)
- <a href="https://www.acp.canadalife.com/content/dam/advisors/documents/marketing/insurance/en_ca/lb_disability/Disability_insurance_advisor_guide-2781CAN.pdf?_ga=2.130561542.849248029.1685638110-1786391916.1656960046&amp;_gl=1*2x8d4i*_ga*MTc4NjM5MTkxNi4xNjU2OTYwMDQ2*_ga_3N56ECL87X*MTY4NTYzNjU5OS43LjEuMTY4NTYzODEwOS4wLjAuMA..*_ga_NQQJ06746E*MTY4NTYzNjU5OS41LjEuMTY4NTYzODEwOS4wLjAuMA.." rel="nofollow noopener noreferrer" target="_blank">Disability Advisor Guide - refer to pages 57-61 for medical underwriting info</a> (Nov 2022)

<a href="https://cpp.ca/advisors/underwriting/" rel="nofollow noopener noreferrer" target="_blank">CPP underwriting requirements</a> - refer to pages 6-7

Desjardins You must be logged into <a href="https://www.webi.desjardinslifeinsurance.com/en/public/Pages/default.aspx" rel="nofollow noopener noreferrer" target="_blank">Desjardins Webi</a> prior to selecting the links below

<a href="https://www.webi.desjardinslifeinsurance.com/en/mga/insurance/underwriting-requirements/Pages/life-requirements.aspx" rel="nofollow noopener noreferrer" target="_blank">Life underwriting requirements</a>

<a href="https://www.webi.desjardinslifeinsurance.com/en/mga/insurance/underwriting-requirements/Pages/health-requirements.aspx" rel="nofollow noopener noreferrer" target="_blank">Health underwriting requirements</a>

<a href="https://www.webi.desjardinsassurancevie.com/en/mga/nouvelles/Pages/allegement-exigences-assurance-vie-experience-amelioree-personnes-aisees-fortunees.aspx" rel="nofollow noopener noreferrer" target="_blank">Relaxed Life Insurance requirements notice</a> (Nov 13, 2023)

- <a href="https://www.webi.desjardinslifeinsurance.com/en/mga/insurance/underwriting-requirements/Pages/life-requirements.aspx" rel="nofollow noopener noreferrer" target="_blank">Life underwriting requirements</a>
- <a href="https://www.webi.desjardinslifeinsurance.com/en/mga/insurance/underwriting-requirements/Pages/health-requirements.aspx" rel="nofollow noopener noreferrer" target="_blank">Health underwriting requirements</a>
- <a href="https://www.webi.desjardinsassurancevie.com/en/mga/nouvelles/Pages/allegement-exigences-assurance-vie-experience-amelioree-personnes-aisees-fortunees.aspx" rel="nofollow noopener noreferrer" target="_blank">Relaxed Life Insurance requirements notice</a> (Nov 13, 2023)

<a href="https://www.empire.ca/sites/default/files/2020-03/E-0083-UW-Requirements-EN-web.pdf" rel="nofollow noopener noreferrer" target="_blank">Empire Life - Life and CI underwriting requirements</a>

<a href="https://www.empire.ca/sites/default/files/2023-03/INS-2494-PreferredUnderwriting-CriteriaGuide-EN-web.pdf" rel="nofollow noopener noreferrer" target="_blank">Preferred Underwriting Criteria Guide for Solution 10®, Solution 15TM, Solution 20®, Solution 25TM &amp; Solution 30</a>

- <a href="https://www.empire.ca/sites/default/files/2023-03/INS-2494-PreferredUnderwriting-CriteriaGuide-EN-web.pdf" rel="nofollow noopener noreferrer" target="_blank">Preferred Underwriting Criteria Guide for Solution 10®, Solution 15TM, Solution 20®, Solution 25TM &amp; Solution 30</a>

<a href="https://cdn.equitable.ca/forms/unsecured/insurance/1343.pdf" rel="nofollow noopener noreferrer" target="_blank">Equitable Life - Life and CI underwriting requirements</a>

<a href="https://bluesky.foresters.com/WebGui/Products.ashx" rel="nofollow noopener noreferrer" target="_blank">Foresters Financial - Life and CI underwriting requirements</a>

(you must be logged into BlueSky to access) Click on PRODUCTS &gt; UNDERWRITING REQUIREMENTS

<a href="https://iaa.secureweb.inalco.com/portal/ind/server.pt/gateway/PTARGS_0_917437_665_0_0_43/https%3B/iaa.secureweb.inalco.com/portal/ind/server.pt/gateway/PTARGS_0_0_464_0_0_43/WCMWPV08/OpenOtherDocument.aspx?id=DEV004367" rel="nofollow noopener noreferrer" target="_blank">Industrial Alliance</a>

<a href="https://ivari.ca/media/files/LP2027.pdf" rel="nofollow noopener noreferrer" target="_blank">Life and CI Underwriting requirements</a> - New April 2022

<a href="https://ivari.ca/media/files/UW2048.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting requirements flyer</a> - April 2022

- <a href="https://ivari.ca/media/files/LP2027.pdf" rel="nofollow noopener noreferrer" target="_blank">Life and CI Underwriting requirements</a> - New April 2022
- <a href="https://ivari.ca/media/files/UW2048.pdf" rel="nofollow noopener noreferrer" target="_blank">Underwriting requirements flyer</a> - April 2022

<a href="http://online.flipbuilder.com/iskz/gdzp/mobile/index.html" rel="nofollow noopener noreferrer" target="_blank">L'excellence</a>

underwriting requirements - refer to pages 10-11 ​

- underwriting requirements - refer to pages 10-11 ​

<a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/underwriting/manulife-insurance-life-insurance-evidence-of-insurability-requirements-mp1033142e.pdf" rel="nofollow noopener noreferrer" target="_blank">Evidence of Insurability Requirements Life Insurance</a>

<a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/underwriting/manulife-insurance-disability-insurance-evidence-of-insurability-requirements-mp1055239e.pdf" rel="nofollow noopener noreferrer" target="_blank">Evidence of Insurability Requirements Disability Insurance</a>

<a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/new-business-and-underwriting/manulife-insurance-critical-illness-insurance-evidence-of-insurability-requirements-mp1033146e.pdf" rel="nofollow noopener noreferrer" target="_blank">Evidence of Insurability Requirements Critical Illness Insurance</a>

<a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/lifecheque-basic/affinity-markets-lifecheque-basic-question-and-answer.pdf" rel="nofollow noopener noreferrer" target="_blank">LifeCheque Basic (no underwriting)</a>

- <a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/underwriting/manulife-insurance-life-insurance-evidence-of-insurability-requirements-mp1033142e.pdf" rel="nofollow noopener noreferrer" target="_blank">Evidence of Insurability Requirements Life Insurance</a>
- <a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/underwriting/manulife-insurance-disability-insurance-evidence-of-insurability-requirements-mp1055239e.pdf" rel="nofollow noopener noreferrer" target="_blank">Evidence of Insurability Requirements Disability Insurance</a>
- <a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/new-business-and-underwriting/manulife-insurance-critical-illness-insurance-evidence-of-insurability-requirements-mp1033146e.pdf" rel="nofollow noopener noreferrer" target="_blank">Evidence of Insurability Requirements Critical Illness Insurance</a>
- <a href="https://www.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/insurance/lifecheque-basic/affinity-markets-lifecheque-basic-question-and-answer.pdf" rel="nofollow noopener noreferrer" target="_blank">LifeCheque Basic (no underwriting)</a>

<a href="https://www.rbcinsurance.com/salesresourcecentre/file-589137.pdf" rel="nofollow noopener noreferrer" target="_blank">Standard and preferred life underwriting requirements</a> (Sept 2022)

<a href="https://www.rbcinsurance.com/salesresourcecentre/file-861866.pdf" rel="nofollow noopener noreferrer" target="_blank">Individual Disability automatic medical requirements</a>

<a href="https://www.rbcinsurance.com/salesresourcecentre/pdf/individual-living-benefits/forms/underwriting-ci-automatic-medical.pdf" rel="nofollow noopener noreferrer" target="_blank">Critical Illness Insurance automatic medical requirements</a>

- <a href="https://www.rbcinsurance.com/salesresourcecentre/file-589137.pdf" rel="nofollow noopener noreferrer" target="_blank">Standard and preferred life underwriting requirements</a> (Sept 2022)
- <a href="https://www.rbcinsurance.com/salesresourcecentre/file-861866.pdf" rel="nofollow noopener noreferrer" target="_blank">Individual Disability automatic medical requirements</a>
- <a href="https://www.rbcinsurance.com/salesresourcecentre/pdf/individual-living-benefits/forms/underwriting-ci-automatic-medical.pdf" rel="nofollow noopener noreferrer" target="_blank">Critical Illness Insurance automatic medical requirements</a>

<a href="https://suncentral.sunlife.ca/en/news/simplifying-our-age-and-amount-charts/?WT.mc_id=en-ca:direct:newsletter:newsflashnov16:aa:2023" rel="nofollow noopener noreferrer" target="_blank">Life and Critical Illness insurance underwriting requirements</a>

- <a href="https://suncentral.sunlife.ca/en/news/simplifying-our-age-and-amount-charts/?WT.mc_id=en-ca:direct:newsletter:newsflashnov16:aa:2023" rel="nofollow noopener noreferrer" target="_blank">Life and Critical Illness insurance underwriting requirements</a>

<a href="https://help.idcwinbig.ca/en/articles/2271533-idc-win-disclaimer" rel="nofollow noopener noreferrer" target="_blank">IDC WIN DISCLAIMER</a>

Insurability Underwriting Requirement by carrier, medical requirements, UW, Age & Amount, evidence of insurability, archived COVID info

Assumption Life

beneva

BMO Insurance

Canada Life
You must be logged into your myWorkspace prior to selecting the links below

CPP underwriting requirements - refer to pages 6-7

Desjardins
You must be logged into Desjardins Webi prior to selecting the links below

Empire Life - Life and CI underwriting requirements

Equitable Life - Life and CI underwriting requirements

Foresters Financial - Life and CI underwriting requirements

Industrial Alliance

ivari

L'excellence

Manulife

RBC Insurance

Sun Life

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